We begin by selecting a subset of up to 120 representative stocks from our proprietary index, closely resembling major indexes (like the S&P 500). These stocks primarily consist of large-cap U.S. investments, which is further diversified by international exposure through ETFs (based on the MSCI AC World Index). Our proprietary index's performance is "back-tested" to confirm that the investments' returns match our expectations of the index.

The securities you are invested in is determined by our proprietary algorithm, and refined based on your goals, investment values, and risk profile. Each portfolio typically includes around 70-80 individual stocks, with fixed income exposure through bond ETFs.