Plenty uses the information you provide about your life and goals to generate an algorithmically-driven investment portfolio specific to you. These include Cash+ money market portfolios, Classic portfolios using ETFs, and Premium portfolios utilizing direct indexing.
Premium portfolios use direct indexing and feature automatic tax-loss harvesting and values-based investing. There's no extra fee for using a Premium portfolio, but they are only available for Joint Goals.
For Plenty's disclosures on tax loss harvesting and wash sales, please see Plenty's general disclosures here.