We use the income level you provide for this estimate. Your federal income level is used to determine your marginal tax rate, which impacts the aggressiveness of the algorithm.
If you'd like to further personalize your tax rate, you can email email@example.com to provide your estimated short term capital gains tax rate and long term capital gains tax rate.
Plenty does not provide individual tax advice. Please consult your tax advisor regarding any questions you may have specific to your personal taxes and financial situation.