Plenty uses your login credentials to connect your external account to Plenty. Credentials are passed through to one of our bank connection partners (Akoya, Finicity, MX, Plaid & Yodlee) which uses bank-level encryption to connect your accounts. Connecting an account allows us to track your transactions and balance, and lets us move money to and from your Goals.
Your username and password are not stored in our system, and are only used for the initial connection to the account.